Martushev Group Office Benefits Summary

Benefits Summary for Martushev Group

Need help with a claim, or have a direct billing question?

Your Insurance Carrier Is Canadian Benefits Providers.

Phone their help desk at 1-855-944-9166
Your group number is 2066.

Want to access your online benefit portal? Click here.

  • To access your account for the first time, your username is your Member ID (found on your benefit card that should have been emailed to you).
  • Your password is your birthdate (yyyymmdd).
  • Then you can reset your password. 

Want to download a benefits summary? Click here.

Your Benefits Include

Healthcare Coverage

Prescription Medication

90% Coverage

 

Healthcare Practitioners

80% coverage and $500* per person/practitioner/year
*$600 for physiotherapy

  • Physiotherapy ($600)
  • Massage Therapist
  • Speech Therapy
  • Acupuncturist
  • Osteopath
  • Podiatrist/CHiropodist
  • Occupational Therapist
  • Psychology
  • Naturopath
  • Dietician
  • Speech Therapist
  • Chiropractor
Extended Healthcare Coverage

80% coverage

You are also covered for healthcare items, including:

  1. Ambulance
  2. Hearing Aids
  3. Sleep Apnea
  4. Orthotics
  5. Contraceptives

Predetermination is required for medical supplies over $200. Check with CBP.

Dental

Basic Dental: 80% (cleanings, check-ups, fillings)
One check up every 9 months

Major Dental: 50% (crowns, dentures)

Annual combined maximum for basic and major is $2,500/year/person.

Orthodontics
50% coverage – $2,500 lifetime maximum

*Note: If your dentist charges more than the fee guide, your benefits will not cover the additional cost.

Vision
  • 80% Coverage
  • Adult Eye Exams (Maximum $75/24 months)
  • Children Eye Exams (Maximum $75/12 months)
  • Adult eyewear and contacts up to a maximum of $350/24 months
  • Children eyewear and contacts up to a maximum of $350/12 months
  • Prescription safety glasses maximum of $150/24 months

Insurances

Personal Life Insurance & AD&D

•1 X Annual Salary up to a max of $500,000
• NEM is $400,000
• After age 65 years, this reduces by 50%
• Terminates at age 70 or early retirement

Dependent Life Insurance
• Spouse coverage – $15,000
• Child coverage – $7,500

Short-Term Disability

• 66.67% of monthly earnings up to a maximum benefit of $3,600/month
• NEM amount is $2,000
• Coverage terminates at age 70

Long-Term Disability

• 66.67% of monthly earnings up to a maximum benefit of $13,000
• NEM amount is $8,200
• Coverage terminates at age 65

Out of Country Travel Medical Insurance

• 60 consecutive days of annual emergency medical coverage
• Includes trip cancellation
• AIG Travel Insurance
• Call 1-877-204-2017 for more information
• Timber tip: Download your travel insurance booklet in your CBP portal before you go on any trips!

Wellness Benefits

On Demand Mental Health Support

Affordable and high-quality mental health support is available through Mental Health on Demand.
• Receive unlimited online therapy appointments for $90/hour
• Your first session is free
• Use your psychology coverage of $500/year to pay for your sessions. At $90/hour, you will receive 6.5 sessions annually, using Mental Health on Demand
• 24/7/365 Support Phone Line answered by a clinician – call 1-855-933-0103 for any urgent mental health needs
• Use online matching program to find the best therapist for your needs
Access self-led iCBT to help reduce anxiety of depression

HOW TO ACCESS

Click here and use the organization code word “martushev”. You should get access to your Mental Health Support portal.
Contact Timber if this doesn’t work.

24/7 Virtual Healthcare

Need to see a doctor or nurse practitioner? You and your family have access to on-demand medical appointments with doctors for medical care within minutes from your phone or computer. Appointments are available on-demand for:

  • Unlimited primary healthcare support for medical needs
  • Receive diagnosis, prescriptions, medical notes, lab requisitions, imaging request and specialist referrals
  • Access specialist referrals (when medically necessary)
  • Download the Maple app and register for your account when you receive a welcome email.
PocketPills Virtual Pharmacy

Receive an additional 10% top-up on your prescription medication coverage if you use PocketPills.

Timber tip: CBP provides you with 90% coverage – so using this pharmacy will allow you to have a total of 100% coverage in your prescription coverage.

Other PocketPills Perks:
• Canada’s lowest dispensing fee – $4
• FREE medication and vitamin delivery to your house and automatic refills
• Medication sorted into packs organized by date
• Pharmacists available to answer questions via phone, text, email, or live chat 7 days a week

Have a question we haven't answered? Reach out!